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Please read these terms carefully before using our website.
These Terms & Conditions ("Terms") govern your access to and use of acabenefitcenter.com (the "Site"), operated by [Company Legal Name] ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
ACA Benefit Center is a private marketing website. We are not an insurance company, insurance agency, or the Health Insurance Marketplace. We are not affiliated with, endorsed by, or sponsored by the U.S. government, any state government, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (HHS), or HealthCare.gov. Calling the number listed on this Site connects you with a licensed insurance agent or producer who can discuss health insurance options with you, including but not limited to Affordable Care Act ("ACA") Marketplace plans.
Content on this Site is provided for general informational purposes only and does not constitute insurance, legal, financial, or medical advice. Plan availability, pricing, subsidy eligibility, and coverage details vary by state, carrier, and individual circumstances, and are subject to change without notice. Nothing on this Site guarantees eligibility for any specific plan, subsidy, or premium amount.
You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:
By submitting your contact information through this Site or by calling the number listed, you consent to be contacted by us and/or our marketing partners and licensed insurance agents by phone, text message, and email regarding health insurance products, using the methods described in our Privacy Policy. Consent is not required as a condition of purchasing any product or service.
All content on this Site, including text, graphics, logos, images, and software, is the property of [Company Legal Name] or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent.
The Site may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, accuracy, or practices of any third-party website. Accessing linked sites is at your own risk.
THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE, OR THAT ANY INFORMATION ON THE SITE IS ACCURATE, COMPLETE, OR CURRENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, [COMPANY LEGAL NAME] AND ITS OFFICERS, EMPLOYEES, AGENTS, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUE, ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR ANY INSURANCE PRODUCT DISCUSSED THROUGH IT, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
You agree to indemnify and hold harmless [Company Legal Name] and its affiliates, officers, employees, and agents from any claims, damages, liabilities, and expenses arising from your use of the Site or violation of these Terms.
We may update these Terms from time to time. Changes will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the State of [State], without regard to its conflict of laws principles, unless otherwise required by applicable federal or state law.
If you have questions about these Terms, contact us at: